90% of our claims are settled with 7 days;
First day – Lifetime benefits available;
Your coverage cannot be cancelled because of your claim history (guaranteed renewable at the rate you initially sign up for);
Partial disability benefits of 50% included with your policy;
Refund of Premium Option (subject to eligibility);
You choose your own Physician or Chiropractor; should you need to make a claim.
Testimonials for our Disability Insurance
“My incomes varies throughout the year. Jim explained how his policies protect me if I’m injured during a slow time”
“Even a broken hand can result in a loss of income for me. Jim explained how the partial disability benefit works”
“I’m a trucker & I’m financially on thin ice right now. Jim showed me a policy that costs only $30 / month.”
“I’m a roofer and I laughed when Jim said I might be eligible for lifetime coverage. Turns out he was right”.
“Jim’s policies allow me to use my own doctor or even chiropractor should I need to make a claim. Who else does this? No one that I know of”.